Terms and Conditions
All information contained in this Site remains the property Australian Practical Superannuation Fund Pty Ltd. Your access to the Site is subject to the terms and conditions set out in this notice, notices, disclaimers and any other terms and conditions or other statements contained on the Site. By using the Site you agree to the Terms and Conditions.
Please read these conditions carefully before using this website. These conditions may be revised at any time by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then current conditions to which you are bound.
Australian Use Only
The Site is for the use of persons accessing this site in Australia only and is only intended for Australian citizens & or residents.
General Advice Warning
This Site contains information which is general in nature and has not been prepared to take into account any particular investor’s objectives, financial situation or particular needs.
Nothing in this Site is, or should be taken as, an offer, invitation or recommendation to acquire or dispose of any investment and or insurance products.
Consideration should be taken and appropriate advice sought to ensure investor’s personal circumstances, objectives, financial situation & particular needs are in line with the service offerings of Sequoia Financial Group Pty Ltd (Sequoia).
Where this publication refers to a particular financial product then you should obtain a Product Disclosure Statement (PDS) relating to that product and consider the PDS before making any decision about whether to acquire the product taking into account an investor’s personal circumstances, objectives, financial situation & particular needs.
Because the information in the Site is general in nature, it may not be relevant to your individual circumstances. We therefore recommend before making any investment, insurance or financial planning decisions, you consult a professional adviser, who can help you decide whether your decision is appropriate for you.
Limitation of Liability
While Sequoia Financial Group makes every effort to ensure accurate and up to date information on this Site, errors or omissions sometimes occur.
To the fullest extent permissible under applicable law, Sequoia Financial Group makes no warranties or representations as to the accuracy of the content of this website and under no circumstances, including, but not limited to, negligence, shall Sequoia Financial Group or any party involved in creating, producing, or delivering the website be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this website, even if Sequoia Financial Group has been advised of the possibility of such damages.
While Sequoia Financial Group regularly updates its virus protection software, it cannot ensure against malicious attacks on the Site. It is your responsibility to ensure that any downloads made from the Site and emails received in your system are scanned for viruses. Sequoia Financial Group does not guarantee that the Site or the information contained in it will be free from unauthorised access, or that access to the Site will be uninterrupted. Sequoia Financial Group will not be liable for any loss, damage, claim or expense arising from unauthorised access to the Site or the information (including client records) contained in it.
The Site contains links to other websites operated by unrelated third parties (Third Party Sites). Sequoia Financial Group does not endorse or approve the operators of such websites or the information contained in them. Sequoia Financial Group makes no warranties about any information, products or services available on Third Party Sites, and is not responsible for any content of Third Party Sites accessed via the Site.
Intellectual Property – Restrictions on Use
All information contained in this website remains the property of Sequoia. Unauthorised use or the reproduction of this information in any form without the written authority of Sequoia Financial Group will be considered a violation of the copyright laws. This includes all trademarks, service marks, trade names, logos, and icons.
Governing Laws & Jurisdiction
These Conditions will be governed by the laws of New South Wales Australia and the parties agree to submit to the exclusive jurisdiction of the courts of New South Wales Australia.